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By Mario Vaghei, General Manager, Aire One Peel Heating & Cooling · Published August 4, 2026 · Facts verified August 4, 2026
Ontario’s HVAC rebate landscape changed completely between 2024 and 2026, and half the pages ranking for it have not caught up. This is the current inventory, every figure verified against the program pages in August 2026, with the closed programs listed too so you can spot a stale quote on sight. It is the same inventory our team applies in every heat pump installation estimate.
In this guide
Every live program ·
Home Renovation Savings amounts ·
Federal programs still open ·
Closed programs you’ll still see cited ·
Capacity and the gas-home rebate ·
Who should check what first ·
FAQ
Short answer
Yes, Ontario homeowners can get government rebates for HVAC in Ontario in 2026: the Home Renovation Savings Program pays up to $12,000 CAD on cold-climate heat pumps depending on your current heating fuel, the federal Canada Greener Homes Loan offers interest-free financing, and the Oil to Heat Pump Affordability program supports oil-heated homes.
When it comes to government rebates for HVAC in Ontario, the money is concentrated on heat pumps; like-for-like furnace and AC replacements earn little to nothing. Aire One Peel, a TSSA-registered local installer, applies the current rules in a free heat pump installation estimate.
Every live HVAC rebate program in Ontario, one table
Three programs are open to Ontario homeowners for HVAC work as of August 2026, one provincial and two federal. This table is the whole live landscape; everything below it is detail.
| Program | Level | What it offers for HVAC | Delivered by |
|---|---|---|---|
| Home Renovation Savings Program | Provincial | Heat pump rebates up to $12,000 CAD, select smart thermostats | Enbridge Gas and Save on Energy |
| Canada Greener Homes Loan | Federal | Interest-free financing for eligible retrofits including heat pumps | Natural Resources Canada |
| Oil to Heat Pump Affordability | Federal | Support for income-eligible oil-heated homes switching to heat pumps | Natural Resources Canada |
This inventory of government rebates for HVAC in Ontario was verified against the Home Renovation Savings and Natural Resources Canada pages, August 2026; programs change or close without notice. These programs apply identically across Mississauga, Brampton, Etobicoke, Milton, Georgetown, Caledon, and Bolton.
Home Renovation Savings: what it actually pays
The Home Renovation Savings Program is where most of the money is, and the amount depends on what your home heats with today, not on the equipment brand. The main heat pump path requires no pre-installation energy audit, which sets it apart from the federal Loan.
| Your current heating | Cold-climate heat pump rebate |
|---|---|
| Electric heating | Up to $12,000 CAD |
| Oil, propane, or wood | Up to $7,500 CAD |
| Natural gas | Smaller amount, set by rated capacity |
| Select smart thermostats | Eligible under the program |
Rebate figures as of August 2026 from the Home Renovation Savings Program; amounts, eligible models, and rules change, confirm on the program page before signing anything.
Before you claim any government rebates for HVAC in Ontario: the program pays out through its own rules on contractor participation and the order of operations, and getting a step wrong can void the rebate. Confirm on the official program page that your installer and your project qualify, and complete any required approval steps before installation begins, not after.
The two federal programs still open
The Canada Greener Homes Loan and the Oil to Heat Pump Affordability program both remain open in 2026, and both are routinely confused with the closed Grant. The Loan offers interest-free financing for eligible retrofits including heat pumps, with one sequence rule that matters: its registered energy advisor assessment must happen before installation, so confirm the current requirements on the NRCan page before ordering equipment.
The Oil to Heat Pump Affordability program supports income-eligible households heating with oil, under its own rules and amounts published on the NRCan program page, and for an oil-heated home it stacks into the strongest funding picture in the province alongside the provincial rebate. The Loan can also be combined with the Home Renovation Savings rebate on the same project where each program’s rules are met.
Closed programs you will still see cited
Two program names still circulate in quotes and articles despite being unavailable, and treating them as live is the most common rebate error in the Ontario market. If a document budgets either of these, the rest of it deserves a second look.
| Program | Status | What to know |
|---|---|---|
| Canada Greener Homes Grant | Closed February 2024 | No new applications possible |
| Enbridge HER+ | Superseded | Replaced by Home Renovation Savings |
Statuses verified against Natural Resources Canada and program pages, August 2026.
The full story of what happened to the Grant, which related programs survived it, and the step-by-step application path through the live programs is covered in our guide to the Canada Greener Homes Grant for HVAC; this page stays the inventory.
Why the gas-home rebate depends on rated capacity
For gas-heated homes, the Home Renovation Savings heat pump rebate is calculated from the unit’s rated heating capacity rather than paid as a flat amount, which quietly ties your rebate to how your home is sized. Capacity is measured in BTU/h and tons, a 2.5-ton unit serves most 1,500 square foot homes as a rough translation, and the rated figure that matters for the program comes from the manufacturer specification sheet of the exact model installed.
This is one more reason the sizing step is not a formality: an honest load calculation sets the capacity, the capacity sets the rebate, and an oversized unit costs you twice, once in efficiency and once in paperwork.
Who should check which government rebates for HVAC in Ontario first
Your current heating fuel decides which government rebates for HVAC in Ontario apply and which program page to open first, and property owners including landlords are generally eligible where the program’s ownership rules are met. Renters cannot apply directly; the owner applies. In short, the government rebates for HVAC in Ontario you qualify for depend first on your fuel type and ownership status.
| Your situation | Check first | Why |
|---|---|---|
| Electrically heated home | Home Renovation Savings | Largest rebate tier, up to $12,000 CAD |
| Oil-heated home | Oil to Heat Pump Affordability, then Home Renovation Savings | The two can build the strongest total |
| Gas-heated home | Home Renovation Savings capacity rules | Rebate is smaller and capacity-based |
| Financing a larger project | Canada Greener Homes Loan | Interest-free, assessment before installation |
| Landlord | Program ownership rules | Owners generally apply, confirm eligibility |
| Replacing a furnace or AC only | Nothing comparable exists | Budget without a rebate, or price the heat pump |
Routing reflects program rules as of August 2026; each program’s own page governs eligibility. Whether a heat pump is right for your home in the first place is its own question, answered honestly in our guide to whether to get a heat pump in Mississauga.
How we know this
Compiled by Mario Vaghei from the Home Renovation Savings Program pages by Enbridge Gas and Save on Energy and the Natural Resources Canada pages for the Greener Homes Grant, Loan, and Oil to Heat Pump Affordability program, with every status and amount checked in August 2026. Program rules govern where any summary here differs, and this page is re-verified whenever any listed program changes.
Want these numbers applied to your actual house?
A free in-home estimate runs the load calculation and shows which program tier your project lands in, with financing and rent-to-own available. Aire One Peel Heating & Cooling, 1625 Courtneypark Dr E, Mississauga, ON L5T 1V9.
Ontario HVAC rebates: frequently asked questions
What HVAC rebates are available in Ontario right now?
Three programs are open as of August 2026: the Home Renovation Savings Program, paying up to $12,000 CAD on cold-climate heat pumps depending on your current fuel; the Canada Greener Homes Loan, offering interest-free retrofit financing; and the Oil to Heat Pump Affordability program for income-eligible oil-heated homes. Amounts and rules change, so confirm on each program page.
Are there government rebates for furnaces in Ontario?
No comparable rebate exists for a like-for-like furnace replacement in Ontario as of August 2026; the current programs concentrate their money on heat pumps. A gas home replacing a furnace can still access the capacity-based heat pump amount by choosing a dual-fuel setup, which is often the honest way to bring rebate money into a heating replacement.
How much is the heat pump rebate in Ontario?
Up to $12,000 CAD for electrically heated homes and up to $7,500 CAD for oil, propane, or wood heated homes installing a cold-climate heat pump under the Home Renovation Savings Program as of August 2026, with a smaller capacity-based amount for natural gas homes. The exact figure depends on your fuel and the unit’s rated capacity, confirmed on the program page.
Do I need an energy audit to get HVAC rebates in Ontario?
Not for the main Home Renovation Savings heat pump path, which does not require a pre-installation energy audit as of August 2026. The Canada Greener Homes Loan is different: it requires a registered energy advisor assessment before installation, and skipping that sequence can cost you Loan eligibility, so confirm each program’s current requirements before ordering equipment.
Can landlords get HVAC rebates in Ontario?
Generally yes, property owners including landlords can apply where a program’s ownership and eligibility rules are met, while renters cannot apply directly; the owner applies for the property. Each program defines its own ownership requirements, so landlords should confirm eligibility on the Home Renovation Savings and NRCan pages before committing to a project.
Can I combine Ontario HVAC rebates with the Greener Homes Loan?
Yes, the Home Renovation Savings rebate and the Canada Greener Homes Loan can work on the same project where each program’s rules are met, with the rebate reducing the cost and the Loan financing the balance interest-free. The sequence rule still applies: the Loan’s energy advisor assessment must happen before installation, so plan the order before signing anything.
Final verdict
The government rebates for HVAC in Ontario are real and generous in 2026, but only for the right project. Yes, the government rebates for HVAC in Ontario are active in 2026, and they are generous, but only for the right project: heat pumps carry nearly all the money, oil-heated homes hold the strongest stack, and like-for-like furnace and AC swaps earn essentially nothing.
The government rebates for HVAC in Ontario reward the right upgrade, not every swap. Check your fuel against the tables above, read the relevant government rebates for HVAC in Ontario program page before signing, and let a free in-home estimate put the exact government rebates for HVAC in Ontario tier on your exact house, whether that points to a heat pump installation or a straightforward furnace installation in Mississauga priced honestly without one.
Sources and references
Home Renovation Savings Program, Enbridge Gas and Save on Energy
Natural Resources Canada, Greener Homes Loan and Oil to Heat Pump Affordability program
Enbridge Gas, residential rebates
Save on Energy, Ontario energy efficiency programs
Mario Vaghei
General Manager, Aire One Peel Heating & Cooling
Mario compiled this rebate inventory from the Home Renovation Savings Program and Natural Resources Canada pages, with every status and amount verified in August 2026.