Ontario’s HVAC rebate landscape changed completely between 2024 and 2026, and half the pages ranking for it have not caught up. This is the current inventory, every figure verified against the program pages in August 2026, with the closed programs listed too so you can spot a stale quote on sight. It is the same inventory our team applies in every heat pump installation estimate.

Every live HVAC rebate program in Ontario, one table

One program is open to Ontario homeowners for HVAC work as of October 2026: the provincial Home Renovation Savings Program. The two federal programs that used to sit beside it, the Canada Greener Homes Loan and the Oil to Heat Pump Affordability program, closed to new applications on October 1, 2025 and July 31, 2026 respectively, and their replacement, the Canada Greener Homes Affordability Program, is delivered through the provinces. A new federal rebate, the National Heat Pump Rebate, was announced on October 8, 2026 and is not open yet. This table is the whole live landscape; everything below it is detail.

This inventory of government rebates for HVAC in Ontario was verified against the Home Renovation Savings and Natural Resources Canada pages, September 2026; programs change or close without notice. These programs apply identically across Mississauga, Brampton, Etobicoke, Milton, Georgetown, Caledon, and Bolton.

Home Renovation Savings: what it actually pays

The Home Renovation Savings Program is where most of the money is, and the amount depends on what your home heats with today, not on the equipment brand. The main heat pump path requires no pre-installation energy audit, which sets it apart from the federal Loan.

Rebate figures checked on the Home Renovation Savings heat pump page on October 18, 2026; amounts, eligible models, and rules change, confirm on the program page before signing anything.

Coming soon: the federal National Heat Pump Rebate

On October 8, 2026, the federal government announced a new National Heat Pump Rebate. It is not open yet, and no launch date or detailed eligibility rules have been published. What the announcement does say:

• Eligible households with below-median income will receive a rebate of up to $10,000 CAD toward an electric heat pump.
• Other eligible households will receive $2,000 CAD.
• Both amounts can be combined with existing provincial programs. In Ontario, that is the Home Renovation Savings Program described above.
• Applications will go through an online portal, with no energy audit before or after installation, and approvals are promised within 24 hours.
• Timing: officials are aiming to launch the program in early 2027 and are exploring retroactive eligibility (CP24, October 8, 2026).
• Process described so far: confirmation of eligibility and the rebate amount within 24 hours, receipts uploaded after the installation, confirmation within five days, then reimbursement by direct deposit.
• A failed or broken heating system is not required to qualify.

What it does not say yet: the income threshold, which heat pumps qualify, and whether a system installed before the launch can be claimed (officials say they are exploring this). Until those rules are published, we do not count this rebate in any quote. If your furnace is failing now, the Home Renovation Savings rebate is the one you can plan around today, and it needs pre-approval before installation. You can sign up on Canada.ca to be told when the federal rebate opens.

Sources: Prime Minister’s Office news release, October 8, 2026; Canada.ca, “One million home energy retrofits” (updated October 8, 2026).

The two federal programs that closed in 2025 and 2026

The Canada Greener Homes Loan stopped accepting new applications on October 1, 2025, and Natural Resources Canada’s own page states that July 31, 2026 was the last day to apply to the Oil to Heat Pump Affordability program. Both names still circulate in quotes and older articles as if they were open. A project that budgets either of them today is budgeting money that is no longer available, unless the application was approved before those dates, in which case the original program rules, including the energy advisor assessment before installation, still apply.

What replaced them, the Canada Greener Homes Affordability Program, is delivered through the provinces rather than federally, so eligibility and amounts in Ontario now come from the provincial delivery channel rather than from an NRCan application. For most Ontario households in 2026, the Home Renovation Savings rebate is the live program to plan around, and the provincial Affordability Program is the one to ask about for income-qualified projects. Verify both on the program pages before signing anything.

Closed programs you will still see cited

Two program names still circulate in quotes and articles despite being unavailable, and treating them as live is the most common rebate error in the Ontario market. If a document budgets either of these, the rest of it deserves a second look.

Statuses verified against Natural Resources Canada and program pages, September 2026.

The full story of what happened to the Grant, which related programs survived it, and the step-by-step application path through the live programs is covered in our guide to the Canada Greener Homes Grant for HVAC; this page stays the inventory.

Why the gas-home rebate depends on rated capacity

For gas-heated homes, the Home Renovation Savings heat pump rebate is calculated from the unit’s rated heating capacity rather than paid as a flat amount, which quietly ties your rebate to how your home is sized. Capacity is measured in BTU/h and tons, a 2.5-ton unit serves most 1,500 square foot homes as a rough translation, and the rated figure that matters for the program comes from the manufacturer specification sheet of the exact model installed. This is one more reason the sizing step is not a formality: an honest load calculation sets the capacity, the capacity sets the rebate, and an oversized unit costs you twice, once in efficiency and once in paperwork.

Who should check which government rebates for HVAC in Ontario first

Your current heating fuel decides which government rebates for HVAC in Ontario apply and which program page to open first, and property owners including landlords are generally eligible where the program’s ownership rules are met. Renters cannot apply directly; the owner applies. In short, the government rebates for HVAC in Ontario you qualify for depend first on your fuel type and ownership status.

Routing reflects program rules as of August 2026; each program’s own page governs eligibility. Whether a heat pump is right for your home in the first place is its own question, answered honestly in our guide to whether to get a heat pump in Mississauga.

Ontario HVAC rebates: frequently asked questions

What HVAC rebates are available in Ontario right now?

One program is open as of October 2026: the Home Renovation Savings Program, paying up to $7,500 CAD on a cold-climate air-source heat pump and up to $12,000 CAD on a ground-source system, depending on your current fuel. The Canada Greener Homes Loan closed to new applications on October 1, 2025, and the Oil to Heat Pump Affordability program stopped taking applications on July 31, 2026; their replacement, the Canada Greener Homes Affordability Program, is delivered through the provinces. A new federal rebate, the National Heat Pump Rebate, was announced on October 8, 2026 and is not open yet. Amounts and rules change, so confirm on each program page.

Are there government rebates for furnaces in Ontario?

No comparable rebate exists for a like-for-like furnace replacement in Ontario as of August 2026; the current programs concentrate their money on heat pumps. A gas home replacing a furnace can still access the capacity-based heat pump amount by choosing a dual-fuel setup, which is often the honest way to bring rebate money into a heating replacement.

How much is the heat pump rebate in Ontario?

Up to $7,500 CAD ($1,250 CAD per ton of rated capacity) for a home heated with electricity, oil, propane, or wood installing a cold-climate air-source heat pump, and up to $2,000 CAD ($500 CAD per ton) for a natural gas home, under the Home Renovation Savings Program as of October 2026. A ground-source system can reach $12,000 CAD, or $3,000 CAD in a natural gas home. The exact figure depends on your fuel and the unit’s rated capacity, confirmed on the program page.

Is there a federal heat pump rebate in Ontario in 2026?

One has been announced but is not open yet. The National Heat Pump Rebate, announced on October 8, 2026, will pay up to $10,000 CAD to eligible below-median-income households and $2,000 CAD to other eligible households for an electric heat pump, and it can be combined with provincial programs such as Ontario’s Home Renovation Savings Program. No launch date or detailed eligibility rules have been published, so for a project today the Home Renovation Savings rebate is the one to plan around.

Do I need an energy audit to get HVAC rebates in Ontario?

Not for the main Home Renovation Savings heat pump path, which does not require a pre-installation energy audit as of September 2026. The Canada Greener Homes Loan was different: it required a registered energy advisor assessment before installation, but the Loan closed to new applications on October 1, 2025, so that step now only matters for Loans approved before that date. Confirm each program’s current requirements before ordering equipment.

Can landlords get HVAC rebates in Ontario?

Generally yes, property owners including landlords can apply where a program’s ownership and eligibility rules are met, while renters cannot apply directly; the owner applies for the property. Each program defines its own ownership requirements, so landlords should confirm eligibility on the Home Renovation Savings and NRCan pages before committing to a project.

Can I still combine Ontario HVAC rebates with the Canada Greener Homes Loan?

Not on a new project. The Canada Greener Homes Loan stopped accepting applications on October 1, 2025. If your Loan was approved before that date, its rules still apply, including the energy advisor assessment before installation, and it can sit alongside the Home Renovation Savings rebate on the same project. For new projects the rebate stands on its own, and the replacement Canada Greener Homes Affordability Program is delivered through the provinces, so check the Ontario delivery page for current eligibility before signing anything.

Final verdict

The government rebates for HVAC in Ontario are real and generous in 2026, but only for the right project. Yes, the government rebates for HVAC in Ontario are active in 2026, and they are generous, but only for the right project: heat pumps carry nearly all the money, oil-heated homes hold the strongest stack, and like-for-like furnace and AC swaps earn essentially nothing.

The government rebates for HVAC in Ontario reward the right upgrade, not every swap. Check your fuel against the tables above, read the relevant program page before signing, and let a free in-home estimate put the exact rebate tier on your exact house, whether that points to a heat pump installation or a straightforward furnace installation in Mississauga priced honestly without one.

Sources and references

Home Renovation Savings Program, Enbridge Gas and Save on Energy Natural Resources Canada, Greener Homes Loan and Oil to Heat Pump Affordability program Enbridge Gas, residential rebates Save on Energy, Ontario energy efficiency programs Prime Minister of Canada, National Heat Pump Rebate announcement, October 8, 2026 CP24, $2B heat pump rebate program unveiled by federal government, October 8, 2026 Canada.ca, One million home energy retrofits